Processing Solutions

High Risk Processing

What is a High-risk Payments Processing Solution?

Before being able to accept payments online or with credit cards, you have to have a merchant account first. Merchants accounts are simply divided into two categories: low-risk and high-risk. Low-risk businesses are easily accepted by almost all banks and offer them their services. But for high risk merchants, that is not the case. Many payment processors do not want to process their electronic payments since they are identified with more unconventional processing agreements and are faced with the prospect of high charge backs. Thus this results in higher processing fees which are closely related to their risk factor.

With the expectations for High Risk merchants to have chargeback fees, payment processors covering a rolling reserve to the merchant account is commonly practiced. This reserve then will be used by the acquiring bank to offset these expected chargebacks. Due to the merchant's unforeseen behavior, the reserve serves as the bank's additional layer of protection against this volatility.

High Risk Supported By J2G

It is best to consider establishing a good relationship with an online payment gateway specializing in high-risk accounts if you are running a high-risk business. They will not only help you process credit card payments but can also help you monitor suspicious transactions, identify potential threats and combat these chargebacks affecting your risk on a day-to-day basis. They are aimed at such kind of businesses with all the expertise and powerful tools. They also aim to deliver clear benefits other high-risk merchants in the shape of your business' healthy account and longevity. Luckily, we can offer you all of these. Here are some of the high-risk industries we cater to:

  • Tribal and State Licensed Short Term Lenders
  • MMJ Dispensaries
  • Forex
  • Live Streaming
  • Collection Agencies
  • Direct Marketing/MLM
  • eCig/Vape (non-CBD) E-commerce
  • Online Pharmacies
  • Firearms
  • Document Preparation
  • Credit Repair
  • CBD
  • Cryptocurrency
  • Coaching / Training
  • Drug paraphernalia
  • Auto Financing
  • Video Games
  • Travel
  • Prepaid Phone Cards
  • Software Downloads
  • Domain Registration
  • Any Legal Business Anywhere in the world.

At Join2gether we aim to help business owners, whether high-risk or low-risk merchants, to be able to accept all possible kinds of payment. We have reliable solutions and we are more than happy to help you with finding the best for your business. Don't miss this opportunity. Reach out to us to learn more.

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We’re a group of passionate and highly trained individuals that are equipped with great customer service skills and knowledge to address our client’s needs. We are flexible and adaptable to give quality service and address the concerns or inquiries of our client’s customers.